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TurboDebt Reviews in 2024 – Pros, Cons & Costs

Is debt relief with TurboDebt right for you?
Is debt relief with TurboDebt right for you?

It’s no secret that debt is crushing Americans today. It’s estimated that at the end of 2023, Americans racked up over $17 trillion in household debt, which continues to rise with no end in sight. With many Americans struggling to make ends meet, it’s no surprise that debt relief companies are making a resurgence. 

One of the companies that’s made a name for itself is TurboDebt. Founded in 2019, this innovative debt relief company works with consumers carrying debt ranging from $1,000 to $100,000 who need a cost-effective way to settle their debts with minimal impact to their credit score.

Are you thinking about using TurboDebt this year for debt relief? You’ll need to understand the debt relief process as well as the pros and cons of TurboDebt. In this article, we’ll also discuss TurboDebt reviews and hear from real customers about their experience with TurboDebt.

What is a Debt Settlement Company?

Let's talk about TurboDebt reviews and more about debt settlement companies in 2024.
Learn more about debt settlement companies and how the process works.

As the name suggests, debt settlement companies work with consumers to reduce their total amount of debt owed to creditors. They often negotiate directly with credit card companies and other creditors on behalf of their customers to minimize the financial impact of outstanding debt.

While this may sound like a no-brainer for people with out of control debt obligations, there are also a number of downsides and considerations to make before working with a debt settlement company, including:

  • Negative Impact on Credit Score: Most debt settlement companies advise their customers to stop making payments to creditors during the debt settlement process. Doing so gives them leverage to negotiate a favorable deal on the customer’s behalf. However, late payments and interest charges may impact your credit score during this time. 
  • Fees: Debt relief companies don’t work for free. In fact, they often charge a fixed percentage of the total amount of debt settled or a percentage of the enrolled debt before settlement. It’s important to keep the costs in mind before working with debt relief companies.
  • Pressure from Creditors: For customers with late payments seeking debt relief, creditors may continue to harass you and ramp up their collection efforts. Customers working with debt relief companies may receive phone calls, letters, and emails from creditors during the settlement process and negotiations. 

Not all debt relief companies are the same today. As well discuss, TurboDebt reviews show high customer satisfaction and debt relief for thousands of customers across the country.

» MORE: Get Started with TurboDebt

What is TurboDebt?

TurboDebt is a debt relief company that can help eliminate credit card debt and mortgage loans.

Now that you understand the basics of debt relief companies and how they work, let’s talk about TurboDebt and the services they provide to their customers. 

Debt Relief

It’s no surprise that TurboDebt’s primary selling point is their ability to settle outstanding debt from a variety of creditors. They specialize in working with customers to relive credit card debt, mortgage debt, medical debt, and more. 

TurboDebt not only settles outstanding debt; they can also help reduce interest rates and negotiate with creditors to waive penalties and late fees. TurboDebt might be right for you in the following situations:

  • If you’re unable to manage your debt obligations
  • If you’re falling behind on credit card bills and other debt payments
  • If you can’t pay outstanding medical bills
  • If you’re falling behind on student loan payments

» RELATED: Simple Path Financial Pros & Cons

Credit Card Debt

Customers tend to flock to TurboDebt specifically for settling their outstanding credit card debt. With over $980 billion in outstanding credit card debt, Americans continue to struggle paying off their balances as inflation outpaces wage growth. 

TurboDebt’s professionals provide a free consultation to discuss your options when it comes to paying off credit card debt. In fact, customers have a number of choices, including a credit card balance transfer, debt consolidation loans, credit card debt settlement, and more.

When exploring credit card debt relief companies, it’s important to avoid companies that guarantee your debt will disappear or those who charge upfront fees before providing any services. Luckily for potential customers, TurboDebt is completely transparent, doesn’t charge upfront fees, and doesn’t make unrealistic promises. 


Just like credit card payments, it’s becoming harder and harder for average homeowners to make their monthly housing payments. They often have to sacrifice spending in other areas to make their mortgage payments and keep their homes. 

However, defaulting on the mortgage is a very real possibility for many homeowners. Only a few late payments can initiate delinquencies and foreclosure proceedings, which is why it’s crucial to stay up to date on your housing payments. 

In cases where this isn’t possible, homeowners have several options. TurboDebt helps homeowners find a solution to their mortgage debt and help to implement strategies that allow them to keep their home and start making regular payments. Their strategic planning and consulting services will help you find the best debt relief option for your situation.

» RELATED: What is Home Partners of America?

Advantages of TurboDebt

Here are the benefits you'll receive when working with TurboDebt.
Here are the benefits you’ll receive when working with TurboDebt.

TurboDebt is a great option for customers facing late payments on credit cards, mortgages, medical bills, and other types of high interest debt. Here are the top advantages you’ll find when using TurboDebt this year:

  • Wipe Out Debt for Good: The top benefit of TurboDebt is that they have the ability to help you wipe out your debt for good. With debt settlement, TurboDebt negotiates with your creditor to reduce or wipe out your debts.
  • Free Consultation: The debt relief process starts with a free consultation with a TurboDebt representative to discuss your current financial situation and whether or not working with TurboDebt is right for you. This is especially beneficial for customers who aren’t sure of the best course of action for their circumstances.
  • Free Resources on Debt Settlement: TurboDebt provides potential and current customers with tons of helpful information on their website in the form of blog posts and video tutorials. Even for those who don’t end up working with TurboDebt, they can still learn some helpful tips about debt relief and how the process works. 
  • Debt Relief for Spanish Speakers: Unlike their competitors, TurboDebt is available in over a dozen markets across the US and has representatives who specifically work with Spanish speakers. 

Drawbacks of TurboDebt

TurboDebt isn't always the best choice for everyone.
TurboDebt isn’t always the best choice for everyone.

There’s no doubt that TurboDebt is a useful tool to help settle outstanding debt and resolve difficult financial situations. However, keep in mind the downsides that come with TurboDebt to decide if it’s still a good fit for you.

No Legal Support

TurboDebt allows you to talk with debt professionals about your current situation and whether it makes sense to use TurboDebt for debt relief. However, these representatives aren’t legal professionals and can’t offer legal advice. 

While this may not be an issue in most cases, those facing bankruptcy or other dire circumstances may want to work with a qualified attorney for the best legal advice. 

Not Available in All 50 States

TurboDebt’s services aren’t available everywhere. In fact, TurboDebt is only active in 19 US states and three US territories. However, TurboDebt has a network of debt professionals they can refer customers to outside of their active states. 

Aggressive Customer Service

Another common complaint in TurboDebt reviews is the pushy and aggressive customer service. One user wrote:

“TurboDebt called me to discuss my debt, but did not want to clarify any options over the phone. They have very aggressive customer service and don’t listen to the client or explain information that was emailed. I could tell they were only worried about making the sale.”

Another potential TurboDebt customer wrote this in 2019:

“I inquired to see what services they offered and once I showed that I was just seeking information and not wanting to actually sign up for any services, the agent got very pushy and lost patience with me. He wanted me to sign up for their services when I clearly stated I wasn’t signing up for anything.”

While this isn’t the experience of every TurboDebt user, it’s important to expect aggressive sales tactics during the process of speaking with TurboDebt before becoming a customer.

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TurboDebt Reviews

Here are the top TurboDebt reviews this year that show the highlights of their service.

Despite some negative customer reviews, the majority of TurboDebt reviews are positive and highlight the effectiveness of their debt relief services. Here’s a summary of online TurboDebt reviews as of this year:

  • Better Business Bureau: 4.93/5 based on 1,288 reviews
  • Google Reviews: 4.8/5 based on 2,664 reviews
  • Trustpilot: 5/5 based on 11,141 reviews
  • EmbedSocial: 4.8/5 based on 2,590 reviews

TurboDebt Cost

Like we mentioned, debt settlement and relief companies have a business model that helps customers improve their financial strength by eliminating or restructuring debt in exchange for a fee. 

TurboDebt states that they charge their customers about 15 to 20 percent of the total debt settled. This means that you’d owe TurboDebt about $5,000 when settling $25,000 of credit card debt. On the bright side, TurboDebt claims to be able to save their customers up to 46 percent by using their services over competitors. 

Final Thoughts

TurboDebt is a relatively new debt relief service available for customers in 19 US states. While TurboDebt reviews show that some sales reps use pushy sales tactics and bombard potential customers with calls, there’s no disputing that their debt relief services have helped thousands of people get rid of their debt for better financial standing. 

It’s also important to keep in mind the costs associated with any debt relief company. They typically charge customers based on the amount of debt they settle on a percentage basis.

Additionally, reputable debt relief companies don’t guarantee success and creditors could enhance their collection efforts during the settlement process.

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